Home Insurance Coverage
Homeowner insurance policy:
- (Dwelling) Pays to repair/rebuild your home if due to damaged or destroyed such by fire, lightning, or other perils disasters listed in the insurance policy.
- (Personal Property) Pays for your personal belongings such as clothes, furniture, and other personal belongings items due to destroyed by fire or theft.
- (Liability) Pays liability coverage if a lawsuit was against you due to property damage/injury caused by you, family members, or pets to others.
- (Loss of Use) Pays additional living costs such as the hotel or other living expenses if you are away from your home due to damage disaster.