Minimum Auto Insurance Limits

Wisconsin is a state that require you to have car insurance if you drive a vehicle, and have laws that outline the minimum amount of coverage you must buy.

 

However, the minimum is the requirement, but not recommended because a car accident can cost more than the limits mandated by the states.

 

According to the Insurance Information Institute, you should at least carry $100,000 of bodily injury protection per person and $300,000 per accident. 

 

Wisconsin minimum level of coverage are:

 

Liability: 25/50/10
UM BI: 25/50

 

States Auto insurance requirements

State Minimum auto insurance limits
Alabama Liability: 25/50/25
Alaska Liability: 50/100/25
Arizona Liability: 15/30/10
Arkansas Liability: 25/50/25
California Liability: 15/30/5
Colorado Liability: 25/50/15
Connecticut Liability: 20/40/10
UM/UIM BI: 20/40
Delaware Liability: 15/30/10
PIP: 15/30
District of Columbia  Liability: 25/50/10
UM BI: 25/50
UMPD: $5,000
Florida Liability: 10/20/10
PIP: $10,000
BI liability not required by Florida but many carriers require 10/20
Georgia  Liability: 25/50/25
Hawaii  Liability: 20/40/10
PIP or PPO: $10,000
Idaho Liability: 25/50/15
Illinois  Liability: 20/40/15
*Jan 1., 2015, liability limits increase to 25/50/20, UM limits to 25/50
UM BI: 20/40
Indiana Liability: 25/50/10
Iowa Liability: 20/40/15
Kansas   Liability: 25/50/10
UM/UIM BI: 25/50
PIP: $4,500 medical/$900 work loss
Kentucky Liability: 25/50/10
PIP: $10,000
Louisiana Liability: 15/30/25
Maine Liability: 50/100/25
UM/UIM BI: 50/100
Medical payments: $2,000
Maryland  Liability: 30/60/15
UM/UIM BI: 30/60
UMPD: $15,000
PIP $2,500
Massachusetts  Liability: 20/40/5
UM/UIM BI: 20/40
PIP: $8,000
Michigan Liability: 20/40/10
PIP: Medical and work loss
PPI: $1,000,000
Minnesota  Liability: 30/60/10
UM/UIM BI: 25/50
PIP: $40,000
Mississippi Liability: 25/50/25
Missouri  Liability: 25/50/10
UM BI: 25/50
Montana Liability: 25/50/10
Nebraska  Liability: 25/50/25
UM/UIM BI: 25/50
Nevada Liability: 15/30/10
New Hampshire* Liability: 25/50/25
UM/UIM BI: 25/50
Medical payments: $1,000
*Insurance not mandatory in New Hampshire
New Jersey  Liability: 15/30/5 (standard policy)
UM/UIM BI: 15/30
UMPD: $5,000
PIP: $15,000
New Mexico  Liability: 25/50/10
New York Liability: 25/50/10
UM BI: 25/50
PIP: $50,000
North Carolina  Liability: 30/60/25
UM BI: 30/60
UMPD: $25,000
North Dakota  Liability: 25/50/25
UM/UIM BI: 25/50
PIP: $30,000
Ohio Liability: 25/50/25
Oklahoma Liability: 25/50/25
Oregon  Liability: 25/50/20
UM BI: 25/50
PIP: $15,000
Pennsylania Liability: 15/30/5
First party benefits (PIP): $5,000
Rhode Island Liability: 25/50/25
South Carolina Liability: 25/50/25
UM BI: 25/50
UMPD: $25,000
South Dakota  Liability: 25/50/25
UM/UIM BI: 25/50
Tennessee Liability: 25/50/15
Texas  Liability: 30/60/25
Utah  Liability: 25/65/15
PIP: $3,000
Vermont  Liability: 25/50/10
UM/UIM BI: 50/100
UMPD: $10,000
Virginia  Liability: 25/50/20
UM/UIM BI: 25/50
UMPD: $20,000
Washington Liability: 25/50/10
West Virginia Liability: 20/40/10
UM BI: 20/40
UMPD: $10,000
Wisconsin Liability: 25/50/10
UM BI: 25/50
Wyoming Liability: 25/50/20

 

 

Contact Us Today!

Agency Address:

Long Insurance Management

6300 N 76th St. Suite 226
Milwaukee, WI 53218

 

Agent Contact:

Long Moua
Phone: (414) 553-0992

Fax: (414) 375-2888

E-mail: Lmoua@email.com

 

 

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